Do you have a VA home loan or are looking to get one? Generally speaking, you may be able to qualify for a VA mortgage if you are a veteran, an active duty service member, a current reserve and guard member and/or a surviving spouse of an individual who was killed in the line of duty. Commissioned officers of the Public Health Service and National Oceanic and Atmospheric Administration are also considered to be veterans and active duty members once they are discharged, so if any of these titles apply to you, keep reading!

You may also want to take note that there are requirements in terms of the length of your service, and when you were discharged. Also, the reason of your discharge cannot be one that was dishonorable. Now, once you are ready to move forward with the idea of a VA guaranteed home loan, you will need to obtain something called a Certificate of Eligibility, otherwise known as a COE. You can acquire this from the VA or from a qualified lender. Once you obtain a VA loan, the company you should consider refinancing with is one by the name of Mortgage Investors Corporation. They have been in business since 1938 and their Mortgage Investors testimonials are stellar!

However, before you dive into the world of refinance, let’s first examine the basic application process for a VA home loan. You will first want to select a top notch lender. Once you decide who has the best rates and who you feel the most comfortable working with, you will learn that you must have sufficient income in order to assure the lender that you will be able to meet your monthly mortgage payments on time. Your lender may also want to make sure you are capable of handling other financial obligations and debts so that you can maintain your new residence while still being able to have enough cash left over to pay for other essential necessities like gas, food and medical expenses. Furthermore, in order to qualify for a VA home loan, the home you purchase must be a residence in which you will occupy. In addition, your credit history must be good. For more information on qualifying for a VA home loan, check out the website, http://www.benefits.va.gov/homeloans/.


Okay, it is now time to move onto the point in your life where you have an existing VA home loan and it needs refinancing. Perhaps you desire a lower interest rate, or maybe you need to free up the extra cash in order to afford some home remodeling that will increase your equity. Whatever the case may be, Mortgage Investors Corporation may be your solution. Their business model was created 75 years ago and was based upon the principle that veterans and their families deserve to have an easy, straightforward, and convenient mortgage refinance experience. They believe the qualification process should be easy, the entire process should be fast, and their customers should receive the best customer service possible. With over 350,000 successful veterans loans processed, many of their clients continue to encounter lower rates and extra cash. As an example, one client named Brian happily said, “Thank you for making it so easy for me to save some money and walk out of my debt. Thank you!”

There are many more Mortgage Investors testimonials that express similar sentiments. You can feel free to view more on the Mortgage Investors’ website, which is www.mortgageinvestors.com. For more details on obtaining a VA rate reduction, Mortgage Investors Corporation is an excellent source. Their friendly operators are standing by seven days a week and most hours of the day, so call them today on their toll free number, 866-659-2477!